Glossary term
Readiness Score
Also: Decision Readiness Score, Confidence Score
A 0-100 score that quantifies how decision-ready a memo actually is. It breaks down into criteria coverage, evidence quality, risk analysis, stakeholder alignment and formal governance. A score above 70 signals audit readiness.
The Readiness Score is the signal that tells a team whether a decision memo is ready to be presented, signed off or audited. It replaces gut feeling with a quantified sub-score across five dimensions.
Criteria coverage measures whether enough weighted criteria are in place and scored. Evidence quality measures whether claims are backed by sources. Risk analysis measures whether material risks are named and rated. Stakeholder alignment measures whether the right stakeholders are on the memo with explicit stance and concern. Formal governance measures whether decision owner, approver and next steps are set.
In practice
A Readiness Score above 70 is the empirical signal used inside DecisionOS to mark a memo as audit-ready. Above 85 typically means the memo can be presented to a board without rework.
Related terms
Decision memo
A short structured document that captures why a decision was made, the options considered, the criteria and trade-offs, the stakeholders involved and the accepted risks. A good decision memo is auditable months later.
Audit-ready decision
A decision whose record is structured, evidence-backed and stakeholder-signed to a level that a third-party auditor, a supervisor or a board reviewer can reconstruct the reasoning without interviewing the original team.
Stakeholder alignment
The state in which every material stakeholder on a decision has a visible position (support, neutral, block), a named top concern and a documented next step. Without stakeholder alignment, decisions stall or reverse post-signature.
RFP (Request for Proposal)
A structured document that invites vendors to propose a solution against specified requirements, evaluation criteria and timeline. RFPs are the formal front-end of most enterprise buying processes; DecisionOS sits upstream of the RFP and downstream of it, not inside it.
RTO / RPO
Two core BCM metrics. RTO = maximum downtime by which a process must be back online. RPO = maximum tolerable data loss measured in time.
AI Act Conformity Assessment
Procedure to demonstrate that a high-risk AI system complies with the EU AI Act before being placed on the market or put into service. Mandatory for all Annex III high-risk systems from 2 December 2027 (postponed from the original 2 August 2026 by the Digital Omnibus, Regulation (EU) 2026/1744).
AI Act Risk Categories
Four-tier classification under the EU AI Act: prohibited (Art. 5), high-risk (Annex I/III), limited risk (Art. 50 transparency), minimal risk. Classification is the first duty; it must be documented and defensible.
BAIT
BaFin circular that concretises IT requirements for credit institutions. Specifies MaRisk AT 7.2 for IT strategy, information security, user permissions, project management, application development, and IT outsourcing.